Permissions for home directory. What to set?

Hi, i have the following setup:

\users

with the permissions on the users directory (i do not inherit
permissions from parent)

Adminstrators: Full control
Authenticated users: Read only (this folder only)
Creater Owner: Full control
System: Full control

Then i set the owner of each sub folder, ie \users\chris owner is set
to chris@xxxxxxxxxxxxxxx

This works well, and seems a simple way of managing the permissions
(owners have access others do not). However is this the recommended way
of setting up permissions for home directories?

I ask because when i set the profile path (under Active Directory Users
and Computers -> user properties) it prompts me to grant full control
for the user to this folder. Is my way not better as it is clearer on
who has access based on the owner, rather than having to add explicit
permissions?

Any advice much appreciated.

Cheers,

Chris

.

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