'disc is not formatted'

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From: Touch Base (animals_at_thezoo.com)
Date: 07/23/04 

Date: Fri, 23 Jul 2004 14:10:36 +1000

How can I get an XP Pro (NTFS) box to recognize a floppy created on Win98. Friends child has taken some work home on floppy from school (MS Word File), made additions to the file, but when the floppy is used back at school on the XP box the only thing it keeps saying is 'disc is not formatted'. Now obviously the home pc is running FAT32 and the Pro box is running NTFS but surely their must be some compatibility using floppies between the two file systems. What am I missing here?