Re: LOST PRODUCT CODES IN FLOOD

Tech-Archive recommends: Repair Windows Errors & Optimize Windows Performance



"DL" <address@invalid> wrote in message news:#y05gbzpJHA.504@xxxxxxxxxxxxxxxxxxxxxxx
Over here its Contents Insurance, the Buildings Insurance pays for the building damage.
Or as put to me; If you turned your house upside down, what falls out is Contents, the rest is Buildings insurance

"LVTravel" <none@xxxxxxxxxxx> wrote in message news:ukbWz5xpJHA.504@xxxxxxxxxxxxxxxxxxxxxxx


"DL" <address@invalid> wrote in message news:#i56GDwpJHA.1252@xxxxxxxxxxxxxxxxxxxxxxx
You have to provide MS with proof of purchase, if retail software.
The code is usually afixed to the cd case.
If OEM software supplied with a PC, contact PC manufacturer
But I doubt you will be able to prove purchase.
You can of course make a claim on household insurance for the cost of new programs

"Brandy" <Brandy@xxxxxxxxxxxxxxxxxxxxxxxxx> wrote in message news:C24B05C3-B219-4B79-B927-AFE75F1D454F@xxxxxxxxxxxxxxxx
I have lost my product codes in a flood as all the items in the closet where
I kepted them got a deadly black mold and had to be destroyed by a hasmat
team. I have my original disks by no codes to reinstall. My computer
crashed and had to have the disk formated and now I am not able to install
two of my Microsoft programs. I can not find any place on the web to search
and see if I registered them and no help for my answer. Microsoft will not
let me e-mail them unless I pay a fee. ???any help out there...This mus t
happen to other people who legally own their programs. What can we do to
get our codes?

--
Thanks so very much


Actually I don't think household insurance will pay for flood damaged property. Unless the owner has flood insurance they are SOL.






Unfortunately in the US, unless you have a rider on your homeowners or renters insurance, flood damage to building or contents is not usually covered in a standard insurance policy and is specifically excluded for recovery. You have to pay for a separate policy. The policies do usually cover water damage from broken pipes, etc. but when I read "flood" I expect naturally occurring water from outside the house.

Many in the US, even in flood prone areas, don't pay for the additional protection. I have it and I live in a "100 year flood zone." Last hurricane that came through I had flood water across the street from me and wasn't affected but about 20% of the houses in my town had water in them. Only about 50% of those had insurance.

.

Relevant Pages

  • Re: QUESTION suing for punitive damages on property damage case
    ... well I had ALLSTATE for my homeowners insurance when the flood happened. ... they said they cover NO DAMAGE from any flood outside the home. ... I thought the neighbors would put some heat on them). ...
    (misc.legal)
  • Re: New Orleans now Federal City
    ... think the insurance companies should pay for the flood damage even though they didn't have flood insurance. ... It's pretty common knowledge that homeowner's insurance doesn't cover flood damage. ... If it's got a water line, ...
    (alt.marketing.online.ebay)
  • Re: oh dear, i didnt insure my house....
    ... who aren't idiotic enuf to buy a house on the flood plains.... ... had buildings insurance and then only cos they were forced to by their ... But with the premium adjusted to reflect the risk. ...
    (uk.politics.misc)
  • Re: [OT] More Katrina Recovery Pictures
    ... What's happening with their insurance? ... > flood plain they didn't wouldn't have had flood insurance and homeowner's ... > house to my daughter. ... > One thing that makes this even harder than most flood situations is that ...
    (rec.pets.cats.anecdotes)
  • Re: [OT] More Katrina Recovery Pictures
    ... Since the house was not in their name, they didn't have *ANY* insurance on ... flood plain they didn't wouldn't have had flood insurance and homeowner's ... insurance doesn't pay for flood damage. ...
    (rec.pets.cats.anecdotes)