Access to Path Denied

Working in VB 2005 windows application. Want to use a little .ini file to
hold the name of the database server. Placed the .ini file next to the .exe
file. Apparently Server 2003 is telling me I can't access a text file!
First run in VS debug folder then moved to a desktop folder (both .exe and
..ini) and get the same error. I'm running as the administrator.
Anybody else gotten this error before? I'm a developer and clueless when it
comes to this kind of thing. It's never happened before.
Any help will be appreciated.